Become A Member

Enjoy the support and great service of a credit union that puts your needs first.

Why Join Navy Federal?

Once you become a member, you’re part of our family. We’re dedicated to providing you with all the support you need to reach your financial goals along with the banking experience you deserve.

See What Our Members Have to Say

Trustpilot

Exceptional Service

Our stateside member reps are here for you 24/7. Reach us online, over the phone or at a branch. Learn More about Exceptional Service

Powerful Products With Great Rates

Get access to excellent member benefits, including competitive rates, superior service and free checking options. Learn More about Powerful Products With Great Rates

Low Fees, Low Charges

Since we're a not-for-profit organization, one of the benefits of membership is that we keep our fees and charges low. Learn More about Low Fees, Low Charges

Convenient Banking

With multiple ways to bank, you get access to your money the way you want it, when you want it—on your mobile device,* online, in person or at an ATM. Learn More about Convenient Banking

Home Buying Made Easy

We're a top VA lender. If you've used up your VA eligibility, check out our Military Choice Home Loan, a great option for servicemembers and veterans. Learn More about Home Buying Made Easy

Special Offers & Discounts

Enjoy member-exclusive offers and discounts that could save you money on auto insurance, car rentals and more. Learn More about Special Offers & Discounts

Who Can Join?

To become a member, you or one of your family or household members must have ties to the armed forces, DoD or National Guard.

Video Transcript for How to Join Navy Federal Credit Union

So you're thinking of joining Navy Federal Credit Union? Good news. If you're a servicemember, veteran of any branch of the armed forces or a Department of Defense employee, then you're eligible to join. Your immediate family and household members are also eligible.

To join, apply online, stop by a branch to apply in person, or give us a call. You'll need your personal information and a method to fund your account.

Text, Social security number, Driver's license or government ID, Credit card or bank account and routing number.

And when you do join, you can enjoy low fees market-leading rates, member-exclusive discounts, easy digital banking and award-winning service. Now, you're ready to join the Navy Federal community.

Text, Navy Federal Credit Union. Army, Marine corps, Navy, Air Force, Space Force, Coast Guard, Veterans. Our Members are the Mission.

Visit NavyFederal.org or call 1-888-842-6328 to join. Insured by NCUA. Images used representational purposes only, do not imply government endorsement. Message and data rates may apply. Visit NavyFederal.org for more information. Value claim based on Navy Federal's 2021 Member Giveback Study. NFCU copyright 2023.